I took this
picture, resized it, croped it, moved things around, dropped a shadow on the image on the right, and got this:
Layers » duplicate » set the copy to "Screen" at 100%.
Duplicate again, but set this one to "Soft Light" at 100%.
A lovely disappearicons
base, set to "Multiply" 100%.
Grab the last copy of the base, bring it to the top and it should already be set at "Soft Light" 100%.
Some brush work. This one is by callmefreak
. Set at "Soft Light" by 70%.
Some text if prefered, and you're done.